AB 2056 – Proposed Bill Seeks Consumer Protection for Pet Insurance in California

A new bill seeking consumer protection for pet insurance in the state of California has recently passed the state Senate.  If signed into law by the governor, Assembly Bill 2056 (AB 2056) would be the first state to impose basic requirements for pet health insurance and can serve as a model for other states.

Assembly Bill 2056 proposes standard disclosures to increase transparency for all pet insurance policies issued on or after July 1, 2015 and includes a 30 day free-lock period which will allow consumers to cancel their pet insurance policy for a full refund.

AB 2056 was introduced by Assemblymember Matt Dababneh (D-Encino).

It’s estimated that 1 percent of all pet owners in the U.S. buy pet health insurance from about 12 competing national pet insurance companies including VPI Insurance which is the nation’s largest pet health insurance company.


California Department of Insurance – Pet Insurance Bill Provides Important Consumer Protection for Rapidly Growing Market: